2019 Half-Year Financial Report

Key figures

Here you will find selected key figures for the DZ BANK Group plus a comparison with the key prior-year figures. You can download other tables in Excel format in the download center.

Fee, commission, and bonus payments to cooperative banks
Jan. 1 – Jun. 30, 2019

1,000 € m

+ 5.3 %

Prior-year comparison

Fee, commission, and bonus payments to cooperative banks
Jan. 1 – Jun. 30, 2018

1,198 € m

Current year

Cost/income ratio
Jan. 1 – Jun. 30, 2019

50.0 %

- 10.5 percentage points

Prior-year comparison

Cost/income ratio
Jan. 1 – Jun. 30, 2018

67.1 %

Current year

Average number of employees during the half-year period

30,000

+ 1.6 %

Prior-year comparison

Average number of employees during the half-year period

30,370

Current year

Comparison of key figures

#ababab,#f08200 #ababab,#707172,#0e3c8a,#e6460f,#f08200 Table Bars Lines Print Download PNG Download Excel Settings DZ_BANK_Half_Year_Report_2019_ dzb_hyr_2019.xls
{ "values": [ { "data": [ {"values": [3008,3615], "name": "Operating income"}, {"values": [44,-105], "name": "Loss allowances"}, {"values": [1034,1464], "name": "Profit before taxes"}, {"values": [731,1034], "name": "Net profit"} ], "unit": "in \u20ac millions", "title": "Financial performance", "zeroes": 0, "yearlabel": ["Jan. 1 – Jun. 30, 2018","Jan. 1 – Jun. 30, 2019"] }, { "data": [ {"values": [91627,92953], "name": "Loans and advances to banks"}, {"values": [174549,181814], "name": "Loans and advances to customers"}, {"values": [37942,48134], "name": "Financial assets held for trading"}, {"values": [48262,50303], "name": "Investments"}, {"values": [100840,109335], "name": "Investments held by insurance companies"} ], "unit": "in \u20ac millions", "title": "Financial position - Assets", "zeroes": 0, "yearlabel": ["Dec. 31, 2018","Jun. 30, 2019"] }, { "data": [ {"values": [142486,146386], "name": "Deposits from banks"}, {"values": [132548,137130], "name": "Deposits from customers"}, {"values": [63909,72323], "name": "Debt certificates issued including bonds"}, {"values": [44979,61281], "name": "Financial liabilities held for trading"}, {"values": [23512,25471], "name": "Equity"}, {"values": [518733,560783], "name": "Total assets/total equity and liabilities"} ], "unit": "in \u20ac millions", "title": "Financial position - Equity and liabilities", "zeroes": 0, "yearlabel": ["Dec. 31, 2018","Jun. 30, 2019"] }, { "data": [ {"values": [67.1,56.6], "name": "Cost/income ratio"} ], "unit": "in %", "title": "Performance key figures", "zeroes": 1, "yearlabel": ["Jan. 1 – Jun. 30, 2018","Jan. 1 – Jun. 30, 2019"] }, { "data": [ {"values": [16.8,17.1], "name": "Total capital ratio"}, {"values": [13.7,14.3], "name": "Common equity Tier 1 capital ratio"} ], "unit": "in %", "title": "Capital ratios", "zeroes": 1, "yearlabel": ["Dec. 31, 2018","Jun. 30, 2019"] }, { "data": [ {"values": [30732,30846], "name": "Average number of employees during the period"} ], "unit": "persons", "title": "Employees", "zeroes": 0, "yearlabel": ["Dec. 31, 2018","Jun. 30, 2019"] } ], "years": [2018,2019] }