2018 Half-Year Financial Report

“This good result reflects the strong performance of the operating business and an unremarkable risk situation.”

Wolfgang Kirsch, Chief Executive Officer of DZ BANK AG

Letter to shareholders

Profit before taxes
Jan. 1 – Jun. 30, 2018 

1,000 € m

+ 10.1%

Prior-year comparison

Profit before taxes
Jan. 1 – Jun. 30, 2017 

939 € m

Current year

Common equity Tier 1 capital ratio (applying CRR in full)
as at Jun. 30, 2018

10.0%

- 0.2 percentage points

Prior-year comparison

Common equity Tier 1 capital ratio (applying CRR in full)
as at Dec. 31, 2017 

13.9%

Current year

Total assets
as at Jun. 30, 2018

500 € bn

+ 6.5%

Prior-year comparison

Total assets
as at Dec. 31, 2017

506 € bn

Current year

Credit ratings
as at Jun. 30, 2018

AA-/Aa1

Prior-year comparison

Credit ratings
as at Dec. 31, 2017

AA-/Aa3

Current year