2017 Half-Year Financial Report

Wolfgang Kirsch, Chief Executive Officer

“The DZ BANK Group delivered a strong business performance in the first six months of 2017 thanks to continued growth in demand from customers.”

Letter to shareholders

Credit ratings
as at June 30, 2017

AA-/Aa3

Prior-year comparison

Credit ratings
as at December 31, 2016

AA-/Aa3

Current year

Average number of employees
during the period

30,284

+ 6.3%

Prior-year comparison

Average number of employees
during the period

28,481

Current year

Total assets
as at June 30, 2017

513,358 € m

+ 0.8%

Prior-year comparison

Total assets
as at December 31, 2016

509,447 € m

Current year

Profit before taxes
Jan. 1 – Jun. 30, 2017

939 € m

- 40.3%

Prior-year comparison

Profit before taxes
Jan. 1 – Jun. 30, 2016

1,574 € m

Current year